Pre-foreclosure hardship letter

Timothy Foskett

Sydney Road, Muswell Hill

London, N15 2NL

November 29, 2010

Mr. Craig Scott

ABC Loans, Inc.

Re: Loan no. 4445-6778

Dear Mr. Scott:

I have been notified about my overdue mortgage payments last month.  I am very sorry for the delinquency in paying my dues but I hope I will still be able to keep my home.  I was not able to pay my dues last month since my home was robbed; the burglars also took a large sum of cash from me which were supposed to be used for paying bills including my mortgages.

I do not have a stable job and after the robbery, I am still struggling to get back on my feet.  I would greatly appreciate it if you would accept my proposal to short sale on my property.  I am hoping that through this, I will be able to save my home from foreclosure.

Thank you.  I pray for your positive response.

Sincerely,

Timothy Foskett

Joan Smith

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